Booooo! Chemical sunscreens, thumbs down
I always choose reef-safe sunscreens. Since I have this sample I might use it as a backup, but I would never put my money towards a company that uses chemical sunscreens with nano-particles. Gotta protect our water!
That being said, I’m sure this is fine as far as moisturizers go. Smell is nice, texture seems alright. Nothing special about it.