I really like this necklace, but the chain is NOT 16 3/4" inches, but rather it is 14" with the 2" bar. For me, it hits right at the meeting point of my collar bone, and since there isn't much extra room, it doesn't hang down at the bar. I can barely tell there's a bar at all. It was disappointing to discover that the listing is inaccurate. I'm still deciding if I'll return it or keep.